Now Is a Great Time to Buy a Home!

9 July, 2012 (20:17) | Relocation | By: Keith and Mary Williams

In today’s economy it is more than okay, in fact expected, to be weary of pricy investments such as houses. The United States’ housing bubble that occurred after 2006 crippled the market and home values reached an all-time low in 2012. The increased foreclosure rates coupled with an overall decline among the rest of the economy has not made buyers feel any more secure. However, there are many indicators that show now might be one of the best times ever to buy a home.
1. Mortgage Rates are Low
Currently, the 4.6 percent interest rates on 30 year fixed mortgage rates are a steal compared to years or even decades past. Rates for 15 year mortgages are even a better deal at 3.6 percent, and both rates seem unlikely to fall much lower or even stay constant for much longer. By the end of 2012 many experts expect rates to increase to at least a full percentage point or even more.
2. Less Competition
Right now there are simply not many people interested in buying a house and therefore homes are selling for much lower than they normally would. Due to this trend, many people are unable to sell their homes at a reasonable value and are not in the position to buy. This means there is much less competition for those truly interested in buying which gives leverage to the buyer with fewer people to outbid him or her.
3. The worst is almost over
Many economists believe the housing market will not continue to slip much further. The market seems to be stabilizing and should only drop by a few percentage points if the market continues to decline. Otherwise the market should begin to stay at its current level, but most aren’t too optimistic the market will see huge improvements any time soon.
4. Renting just isn’t the best value.
With the housing market crashing people have scrambled to become renters. This has drove rental rates to skyrocket, especially when compared to today’s low mortgage rates. Paying a monthly rent is also not an investment like one day owning a house is and rental rates will only continue to increase according to many.

Purchasing a New Home?

30 May, 2012 (20:48) | Relocation | By: Keith and Mary Williams

Owning a home has always been the goal of the vast majority of the population. Despite the depressed real estate market, home ownership is still a very desirable goal. In today’s market, it is more important than ever to understand the process for buying a home.

Real estate prices have dropped substantially in the last three or four years. Supply has far exceeded demand. Foreclosures, short sales and the abundance of distressed properties have all contributed to the market price decline. Intuitively, you would think that this is a great time to be a buyer. In many cases it is. In other situations, it is not such a smart decision to buy.

Location is Everything

As any real estate broker in Columbus, Georgia will tell you, your first priority when shopping for a home is location. You can change the appearance of a home, but you can not change the neighborhood. Do your research and thoroughly check out any cities, towns or communities that you are considering. Owning a home is a major commitment. Once you sign on the bottom line and become a homeowner, you are somewhat tied to the area.

If you discover that you do not like the neighbors you will just have to make the best of the situation. If a highway is only 50 feet from your property line, expect to live with the constant road noise. While you can always sell your house, chances are you will take a substantial loss if you do not stay at least five years in the property.

Purchase Price

This is the second most important factor to consider when shopping for a home. Again, you need to know the local market and have up-to-date comparable sales data. There is no way to know for sure if home prices will continue to fall or if they are starting to recover. Even though you may be paying 30% less than the selling price of a property just 5 years ago, you may be “catching a falling arrow.”

Talking to as many industry professionals who know the local property market better than anyone and you can gain invaluable insight. They will give you reasons why prices are likely to rise or if there is more room to the down side. Using such information as well as any other information you may find from other sources, you can make an intelligent offer on a house you just might want to buy.

The House

Naturally, you will want everything to be in top condition before you move in. It pays to have a professional inspection, even on a home that is only a few years old. Have all the major systems checked and make note of any problems that need to be fixed. Minor things like a broken door knob or a leaky faucet are no big deal. A roof that will need to be replaced in a few years is a major concern.

Make your offer contingent upon the completion of all major repairs or lower your offer to allow for you to do the repairs after you buy the house. Being a good negotiator can help shave thousands off the original sales price. Do not be shy. Speak up and get the best deal you possibly can.

Columbus, Georgia Relocation Company

6 March, 2012 (18:09) | Relocation | By: Keith and Mary Williams

Relocation specialists can be a big help for those preparing to relocate to Columbus, Georgia. Keith and Mary Williams are experts in the business of relocating and have been rated #1 by the people they have helped move. They are also experts in the Columbus real estate industry. Be sure to contact them for a relocation package filled with great tips, a free CD tour of homes that are for sale, and information on the best moving practices.

Those who have relocated say they wish they had done more research before making the move. They weren’t familiar with the employment, the cost of living or even the weather when moving to Columbus, Georgia. Those with families felt that they should have taken more time to involve their children in the move. They just didn’t feel that they were prepared for relocating to an area that they weren’t familiar with.

In order to make your move as easy as possible take the time to contact Keith and Mary Williams for their relocation package. View the home tours on the CD that comes in the package. Read the material that they send you before making the move. Familiarize yourself with neighborhoods, housing prices, schools and health care. Are you being transferred or are you going to be job hunting? What is the average salary in the Columbus, Georgia area? What types of job opportunities are there available?

Compare moving companies for the best rates on various size moving vans. Check online for prices, moving supplies, and what type of services and specials they offer. Most moving companies offer boxes, padding, dollies and even professional movers to help with packing and loading the truck. They will also provide a driver and the employees to help unload the truck. Many moving companies have special services available for the elderly and handicapped. You can check for these services online, on the telephone or by visiting their office.

Moving can be stressful for the whole family. When the kids are involved in the relocation process, it makes the transition much easier than if they are not involved. Show them photos of homes, neighborhoods and even schools, recreational parks, and sporting facilities. Take them on a virtual tour of the city, encouraging them to become involved in activities in their new city. Make a list of the possible outdoor recreational activities your family can visit after your move, as Columbus has a lot of outdoor activities in the area.

Become familiar with the weather in your new city. Georgia has 4 distinct seasons depending on the area where you live. There are beaches and barrier islands on the East Coast that make Georgia very enjoyable. The Appalachian Mountains are located near the northern part of the state. This means cooler weather, mountain hikes and more outdoor activities. Check online for different cultural events in Columbus, Georgia. What types of restaurants do you and your family like? If you live in a warm, humid climate now and are moving to a cooler part of the country, take into consideration the types of clothing you will need.

Ask Columbus, Georgia relocation specialists, Keith and Mary Williams to send you a map of the city so you can easily gain access to banks, medical care facilities, the Public Library and vets for your pets. Take into consideration traffic patterns. If you are moving from a small village to a large city you may want to take this into consideration. Many cities in the south are busy traffic areas because people from all over the country love the warm weather. Where will your new job be in relation to your home? Are schools, hospitals, and doctors offices located far away or close to your new neighborhood? Will rush hour traffic affect your daily commute?

With all of these things to think about before relocating to Columbus, Georgia, there won’t be a lack of things to do. Careful planning will make your move much more pleasurable and possibly even exciting! Living in a new city offers new adventures and gives everyone something to look forward to. Becoming involved in community events such as sports, clubs and educational activities is an opportunity you and your family may not otherwise have had. Welcome each opportunity as you work with Columbus, Georgia relocation specialists.

Relocating to Columbus, Georgia?

13 October, 2011 (14:51) | Relocation | By: Keith and Mary Williams

Planning on relocating to Columbus, Georgia? Make your move a breeze by employing the help of a relocation company, such as Keith and Mary Williams Realty. Whether it’s to comply with your work’s requirements or for personal reasons, moving into a new city is always a tiring task and should be prepared for with ample amounts of time. Here are some useful tips and guidelines that you should take into consideration when making a huge decision such as this. Relocating into a new environment is indeed both exciting and intimidating, but with these simple guidelines you’ll be able to enjoy most of the experience.

Job Availability

First, before you make a huge step, such as relocating into a new city, you have to guarantee first that there is work waiting for you where you decide to stay at. Prepare career lineups and gather job opportunities that are both eligible and reliable in writing. There isn’t anything severer than moving into your new home in Columbus, Georgia and then finding out that there isn’t any work available for you. This may spell out different problems for you and your family. Don’t make any new schemes before you even have a written job offer in your hands in order to avoid risky alternatives, such as living off credit cards or taking a huge loan that you aren’t even sure you can pay.

Columbus, Georgia's Skyline

Learn About The New Location

Second, try to put some effort on learning as much as you can about the city you are about to relocate to, in this case Columbus, Georgia. This is to avoid culture-shock as well as to ascertain that you really want to stay there. If you grew up in rural areas, such as Utah, moving into New York City may overwhelm you and your family. However, if you’re moving into Columbus City, you may like it regardless of where you came from as the city is somewhat a combination of classic countryside and modernistic busy cities. Aside from the vibe that your new place will initiate, the expenses of living in the new city are another factor that plays a vital role in assessing your ability to live in such environment for future years to come. If you’re a bit tight on budget, you can opt to stay at a small apartment unit in Columbus, Georgia for the meantime. Regardless of your case, you should only decide on moving into the city if you’ve already clearly planned out all the expected costs of living and is capable of complying with such matter.

Plan, Plan, Plan

Third, devise a complete scheme for moving in, such as occasional visits to the new city prior to actually moving in as well as an exact date that you’ll finally move into the city of Columbus. A helpful way to know more about the community of the new city you are about to move into is by subscribing to the weekend series of the city’s newspaper. This will tell you all about the latest happenings and events with regards to the busy city of Columbus, Georgia. Also, make sure that you carefully observe and track your moving costs to ensure that you stay within range of your allowable budget. The process of moving isn’t cheap, even if it’s just a relocation across town. If fortunate enough, you can let your new employer in your new city handle the moving expenses if he/she wishes to do so. Furthermore, if you’re currently the one in your family who takes care of the bills and monthly payments, you should make it a point to utilize the slips for tax write-offs.

Let Your Employer Know the Deal

Fourth, make sure to inform and update your new employer with regards to your moving progress. You don’t want to remain unreachable and keep your new employer waiting for too long. This may result with the employer finding a replacement for you on the intended position that is supposedly yours. Furthermore, open communication with your new employer during the moving progress may be ideal as he/she can offer tips, guides and other helpful info that you can use to efficiently move into the large city of Columbus. Lastly, be sure to employ the best moving companies, such as Keith and Mary Williams Realty, in order to keep your move as smooth as possible at all times.